Bargain.Com and Homeloancenter.Com Develop and Deliver Customized Home Loans To Bargain Network's Home Buying Members

More Than 6,000 Loan Options For Members to Choose From

Santa Barbara, Calif., February 17, 2004 -- Bargain Network, Inc., an unbiased subscription service that helps consumers find homes with more than 250,000 listings updated daily, today announced it has partnered with HomeLoanCenter.com to help its members find the home loan that best fits their needs, regardless of credit rating, mortgage amount or home loan history; all with unparalleled customer service and comprehensive guarantees.

Bargain Network's Homes service enables members to locate hard-to-find distressed properties, foreclosures, HUD, VA and For Sale By Owner (FSBO) properties as well as properties that are For Sale By Realtor. Bargain Network helps members search the country for bargain-priced properties via a variety of access options including the web site (www.bargain.com/homes), 24x7 expert advice via telephone, or email, fax and home delivery of regularly updated catalogs. No other service can boast this level of customer assistance or attention.

Matthew Connelly, vice president of business development at HomeLoanCenter.com, said, "We are very excited to be working with Bargain Network to develop mortgage offerings for Bargain's members. Our goal is to help every homebuyer obtain a mortgage that best meets his or her needs, regardless of geography, loan amount, financial profile or credit history. Because we are a direct lender built on a proprietary Internet technology platform, we are able to design the most diverse array of mortgage products in the industry."

Christian Hunter, Bargain Network Founder and Chief Executive Officer, stated, "Bargain Network is fast becoming a leader in addressing the needs of consumers to find true values in the real estate market and customized financing at the best possible prices. Our goal is to empower our members with options that address the complete home buying process -- from finding a home to securing financing and even moving in."

About HomeLoanCenter.com Founded in 2002, HomeLoanCenter.com (http://www.homeloancenter.com/), is a branchless, nationwide-approved retail mortgage banker dedicated to bringing consumers direct access to the most diverse array of mortgage products available. Through its innovative website and call center and second-generation Internet platform, borrowers receive a superior lending experience regardless of credit profile, loan type, or loan amount. Its proprietary PACET technology utilizes consumer credit profiles to search more than 6,000 loan programs, returning a complete risk-based selection of loan programs with accurate pricing directly to potential borrowers after reviewing approximately 1,500 loan guidelines, 56,700 lender fee rules and more than 10,000 pricing adjustment rules. HomeLoanCenter.com offers industry leading performance and service guarantees and is staffed by highly seasoned and experienced mortgage professionals. The company's executive management team, many of them pioneers in the virtual mortgage arena, has more than 100 years combined experience in the mortgage industry.

About Bargain Network, Inc. Founded in 1996, Bargain Network, Inc. (BNI) is revolutionizing the way ordinary consumers buy homes, vehicles and more than 4 million top-quality, brand-name consumer products. BNI helps its members find exactly what they are looking for at the lowest available price. Bargain Network's unique comparison shopping service uses advanced search and database technology to provide fast and accurate information on pricing, quality and the availability of products, even hard-to-find distressed properties or low-priced used cars. BNI's live, hands-on customer service agents are available 24x7 to help members find the best deals. Besides live telephone support, members can use a variety of access options including the website, email, fax and home delivery of regularly updated catalogs. BNI has established a bold new standard in value-driven consumer benefit programs by offering a monthly pay-as-you-go service offering (versus the annualized, pre-pay models common in membership clubs today). To learn more about benefiting from Bargain Networks premier search and pricing service, call 1.805.968.2020, or go to www.bargain.com. # # #


Home Loan Center, Inc. Contact:
Jason Jepson
HomeLoanCenter.com
(949) 885-3523
jason.jepson@homeloancenter.com


Bargain Network, Inc. Contact:
Barbara King
C2K Communications
(908) 347-9026
media@bargain.com